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What to expect
Understanding the home closing process
Buying a home is exciting, but the closing process can feel overwhelming if you're not sure what to expect. Closing is the final step in ownership officially transferring from the seller to the buyer. We're here to support you through each stage of the process.
Step 1
Contract to close
Once your purchase contract is signed, the closing process officially begins.
Step 2
Title search and examination
We conduct a thorough review of public reocrds to verify clear ownership and identify any potential issues.
Step 3
Closing disclosure
You'll receive a closing disclosure at least 3 days before closing.
Step 4
Signing day
At closing, you'll sign all legal documents, including the deed and loan paperwork.
Step 5
Recording and funding
The deed and mortgage documents are recorded, funds are disbursed and ownership is transferred.
Step 6
Title insurance
Title insurance policies are prepared to protect both the lender and the buyer.
Why this matters: The closing process ensures your purchase is legally sound, your ownership rights are protected and all financial obligations are handled properly.